No Insurance

A person must not use a motor vehicle on a road or other public place unless there is in force in relation to the use of that vehicle by that person a valid policy of insurance.

A statutory defence is provided in relation to a driver who unwittingly drives his employer’s uninsured vehicle, but in all other respects this is an offence of strict liability.

The courts regard this offence as particularly serious as uninsured drivers pose a substantial risk for other road users.

However, if you can show that you were innocently misled into committing the offence you could argue that you should not either be disqualified or have your licence endorsed by virtue of special reasons. This will only succeed if you were misled. Just holding an honest but groundless belief will not be enough.